Montgomery County, Maryland 2005 to 2006 Property Tax Analysis and Projection                                 Spreadsheet created by Louis Wilen, wilen@cavtel.net  
Spreadsheet Version 3.15.1  -   March 15, 2006  
  Property Address (optional)  
Obtain these values from the SDAT online information for your property at: http://www.dat.state.md.us(Select Real Property Data Search)      
Total base value (from "Base Value" column) <-- From SDAT       
Assessment Cycle Year (2004, 2005, or 2006, from "Value As Of" column) <-- From SDAT       
Total Value As Of 01/01 in Cycle Year (From "Value As Of" column) <-- From SDAT  
       
Phase-in yearly adjustment  
Phase-in values as of 07/01/05 and 07/01/06 (should match SDAT data sheet)    
County and State homestead taxable value for 2005 and 2006 (10% cap)    
Municipal homestead taxable value for 2005 and 2006 (% cap varies depending on municipality)    
Obtain these values from your 2005 County Tax Bill. These are not taxes, but are additional fees included on your tax bill that usually remain constant each year, but occasionally change. Anticipated 2006 Value (typically same as 2005)  
WATER QUAL PROTECT CHG               
SOLID WASTE CHARGE                        
WSSC CONNECTION FEE CHG   
WSSC FRONT FOOT BENEFIT CHG  
OTHER CHARGE  
OTHER CHARGE   
TOTAL FEES  
Principal Residence in 2005? (Y or N) <--From tax bill  
CLASS (in box on left or top edge of tax bill) <--From tax bill  
Assessment Homestead Credit (must be zero or negative) <--From tax bill  
       
  2005 2006    
County Tax without homestead credit    
County Homestead Credit    
County Tax with homestead credit  
     
State Tax without homestead credit  
State Homestead Credit  
State Tax with homestead credit  
     
Special Area Tax without homestead credit  
Special Area Homestead Credit  
Special Area Tax with homestead credit  
       
Municipal Tax without homestead credit   Municipal Homestead cap (varies depending upon municipality) --->  
Municipal Homestead Credit    
Municipal Tax with homestead credit  
     
County Property Tax Credit ("Fixed" credit)    
         
Total Tax without Credits  
Total Credits  
TOTAL TAX   
TOTAL AMOUNT OF TAX BILL (TOTAL TAX + TOTAL FEES)  
     
Anticipated Principal Residence in 2006 (Y or N)   <-- Adjust to see effect  
Anticipated "Fixed" County Property Tax Credit for 2006 (Enter as a negative number)   <-- Adjust to see effect  
County property tax rate 0.679 <-- Adjust to see effect <-- Tip: Enter the proposed rate of .584 for 2006 to see how your county taxes are affected.
State property tax rate 0.132 <-- Adjust to see effect
Special area property tax rate <-- Adjust to see effect
Municipal area property tax rate  <-- Adjust to see effect
Total Tax Rate    
         
         
     
Based on the rates, charges, and credits above, your 2006 property tax bill will change as shown below.  
Projected increase in tax from 2005 to 2006  
Projected increase in total bill from 2005 to 2006  
Projected increase in monthly mortgage payment (for properties where a mortgage company maintains a tax escrow account)    
     
NOTE: Calculated values may not match tax bill due to rounding, but will normally be within about 2 cents of tax bill values.   

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